Financial Loss Assessment

Loss of Profit (LOP) Surveys

Independent evaluation of business interruption and loss of profit resulting from insured perils — ensuring fair, transparent, and defensible claim assessments.

What is Loss of Profit (LOP)?

Loss of Profit surveys assess the financial impact on a business following operational disruption caused by fire, machinery breakdown, cargo damage, or other insured events. Our role is to quantify the interruption objectively and support insurers and stakeholders with accurate documentation.

Loss of Profit Analysis

Scope of LOP Assessment

Our Survey Process

Incident Review

Understanding the cause, extent, and duration of business interruption.

Financial Examination

Review of accounts, turnover records, and operating expenses.

Loss Quantification

Calculation of actual loss sustained within policy parameters.

Final Reporting

Clear, structured reports suitable for insurers and legal scrutiny.

Why Ultramarine?

Our LOP assessments are conducted with strict independence, financial clarity, and deep understanding of insurance policy frameworks. We bridge technical loss analysis with commercial realities.

✔ Insurer & corporate trusted ✔ Policy-compliant assessments ✔ Clear justification of figures ✔ Timely & defensible reporting